Banks Hours: MON-THURS 8:30 - 4:30 D-UP 7:30 - 5:00 FRI 8:30 - 5:00 D-UP 7:30-6:00 SAT 8:30-NOON D-UP 7:30-NOON
Driving Directions: 210 East Fayette Effingham IL 62401
First National Bank is a full-service community bank with 16 banking centers serving Central and Southern Illinois. Locally, we have banking centers serving the Effingham & Stewardson communities. Management and staff are proud of the bank's heritage. Step into any of our lobbies and experience a natural friendliness that comes from being a community hometown bank.
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First National Bank of Waterloo - Effingham Banking Center
Deborah Womack
Mortgage Loan Officer